What happens if you get involved in a hit-and-run accident? Who's going to pay for your damage? What insurance do you look to?
Hi, I'm Brad Parker, the attorney you want but hope you never need and this is another edition of Bar Talk. Give me 90 seconds and I'll give you some answers.
If you've been involved in a hit-and-run accident, obviously the first thing you want to do is be safe. Get to safety. Hopefully somebody will have been able to identify a license plate or somehow run that person down or follow them to find out who it is. Hopefully if you've been involved in a hit-and-run accident someone will have taken down the license plate number of the person who ran off. Hopefully they can then be tracked down and held accountable.
But oftentimes that's not the case - they'll just go on nobody stops there's witnesses that just don't even come forward. And so, what do you do then? Well that's why you have uninsured and underinsured motorist coverage because the only real alternative you have is to file a claim on your own insurance policy. If you don't have the uninsured and uninsured motorist coverage you really are up the creek without a paddle so to speak. So, in the event that you are involved in a hit-and-run accident - first and foremost - be safe. Try to get the license plate number of the car that hit you but assuming for a moment that you can't, call your insurance company and file the claim with your own insurance company.
I hope this has been some helpful information. I'm the attorney you want but hope you never need and this has been another edition of Bar Talk. Until next time. For more information about the legal process and your rights download our free book.