When Should One Give a Recorded Statement to Insurance Representative?

If you’ve been injured in a car accident or otherwise, the last thing on your mind is dealing with insurance company representatives. The insurance companies know this and some have been known to use it to their advantage. Always remember, it is the job of an insurance representative, as a trained professional, to save their company money by finding ways to deny your claim.

Advice for Speaking With Insurance Reps

Whether the insurance representative works for your insurance company or the other party’s, we strongly recommend speaking with an injury attorney before making a recorded statement. This is not always necessary for minor accidents but if you have serious injuries, have aggravated prior injuries or are unaware of the extent of the damage you’ve sustained, a recorded statement may do harm to your case. We strongly recommend seeing a doctor after an accident to ensure you do not have injuries that might affect you the rest of your life. Brain injuries and other internal damage can be subtle and difficult to identify right away, and may require the input or assistance of specialists.

Do I Need to Speak With the Insurance Company Immediately?

After an accident you are not required to give a statement to an insurance rep no matter what they say. They may be demanding and try to get you to make a statement that is misconstrued for their advantage. You may not even be in a position to give an accurate statement due to your injuries. Even if the company does not find a way to deny your claim, they may be able to find a way to pay you less than you are owed.  Having an attorney review your case before making a recorded statement can make the difference between having your medical bills paid and heavy debts that could have been taken off your shoulders.

At the Parker Law Firm we offer free consultations with accident victims so that they know their options after a car accident and can make the best choice moving forward to take care of their needs. Call us at 817-440-3888 or fill out a contact form here.