Do People Even Need An Attorney If They Had A Collision? Can They Just Go To Their Insurance and Let Them Handle Everything?

Most people involved in a car crash that was not their fault almost always need an attorney to obtain a fair settlement if they are seriously hurt. Their insurance carrier will not handle it for them. They will handle your property damage, assuming that you bought collision coverage. They will go ahead and take care of your car and if they believe that the other party is responsible, they will go ahead take care of getting reimbursements for the property damage from the at-fault party’s insurance company. However, if you have been seriously injured, your insurance company is not going to pay you for your injuries unless the other side is liable; they pay their policy limits; and you have UI/UIM coverage. And then they are going to fight you on it. Your insurance company is just like the other person’s insurance company when it comes to personal injury cases. They do not want to pay them. They want to make certain that they pay as little as possible on the claim. Therefore, you should hire an attorney board certified in personal injury trial law in order to make all of the insurance companies pay in the way they are supposed to.

Can Someone Handle The Case On Their Own?

The answer to that question is sure, you can do that. You can even try and fly an airplane on your own, but do you really want to do something that you do not know how to do. You have to keep in mind that processing these claims is not easy. It is a complicated intricate system that you are unfamiliar with unless you are in the industry, unless you are a lawyer, or unless you are an insurance adjuster. Moreover, the people that you will be dealing with are professionals. They know what they are doing. They handle these claims every day. More importantly, many people do not understand that even if the insurance company is willing to write you a check tomorrow for any kind of medical bills, you have what is called subrogation interests or hospital liens that need to be satisfied. And if you do not take care of those, you may find yourself being a defendant; being sued by your health care insurance company or the hospital seeking the amount of money that you just recovered to pay them back. That is why it is so important to get an attorney. Half the time, attorneys spend more time negotiating the subrogation and lien interests than they do actually getting the money. It is one thing to get the money and it is another thing to keep the money and you need legal help to do both. That is why it is so important to at least consult with a board certified personal injury attorney if you have been involved in a significant car crash that was not your fault.

Have You Been Injured In A Texas Area Car Accident?

If you've been injured in a car accident you need to speak with an experienced car accident lawyer as soon as possible. Contact us online or call our Bedford, Texas office directly at 817.440.3888 to schedule your free consultation. We help car accident victims throughout Dallas, Fort Worth, Arlington as well as all areas of Texas.

W. Bradley Parker
Protecting the rights of North Texas personal injury victims since 1985.