If you were in a car accident with an uninsured driver, it’s much more difficult to get money for damages. Even if you sue the driver in court, if he doesn’t have insurance, he’s not likely to have other assets that could compensate you for your injuries. That’s why it’s important to hire a personal injury attorney to help.
How Will I Receive Compensation If the Other Driver Was Uninsured?
Even though Texas does not require drivers to purchase insurance, drivers are still obligated to pay for any damages they cause in a car accident. Most people meet this requirement by carrying insurance, but those who don’t are still liable for your medical costs and other losses if they cause your injuries. Our legal team will first determine if the uninsured driver has other assets that can be seized to pay your settlement. However they rarely do.
The next source of compensation will be your own insurance policy—specifically your uninsured/underinsured motorist (UM/UIM) coverage. This coverage must be offered by all insurance companies, and you must reject it in writing if you don’t want it. Most Texas drivers have the coverage, whether they know it or not. If your UM/UIM policy does not cover all of your medical expenses, your health insurance provider should cover the rest.
Have You Been Injured In A Texas Area Car Accident?
If you’ve been injured in a car accident you need to speak with an experienced car accident lawyer as soon as possible. Contact us online or call our Bedford, Texas office directly at 817.440.3888 to schedule your free consultation. We help car accident victims throughout Dallas, Fort Worth, Arlington as well as all areas of Texas.
At Parker Law Firm, our experienced personal injury lawyers believe people matter. We are committed to our clients, not case numbers, and we believe in the power of the civil justice system. With years spent both representing accident victims and participating in the state legislative process, our founder, Brad Parker, has developed a deep understanding of the law and gained unique experience that helps him get results for his clients.