Texas Accident and Injury FAQs
When you or someone you love has suffered injuries in an accident, it can be difficult to know where to turn for reliable and timely information. It’s natural to have many questions, and the legal team at Parker Law Firm is here to provide the answers and facts you are looking for. Browse our FAQs and learn about common accidents, compensation, and how an attorney can help. If you don’t see your question, don’t hesitate to reach out to our attorneys. Take a moment and fill out our online contact form to hear back from a knowledgeable and experienced legal team.
- Page 4
Should Fee Be A Factor When Retaining A Personal Injury Attorney?
All personal injury attorneys work on a contingency fee basis, meaning they do not get paid unless and until you get paid. And so money should not be a roadblock to hiring a competent attorney to represent you. What you do need to be careful about though, are attorneys who will work on the cheap. Typically, the fee in a personal injury matter will be anywhere from 33 1/3% – 40% depending upon the type of case and the complexity of the case.
If an attorney says he is going to do it for twenty percent or something in that nature, be aware. There is a strong chance that they either they do not know what they are doing or they are not very competent at what they are doing. Always remember the old adage that “you get what you pay for.” It is better to pay the average or a little more to get a qualified board-certified personal injury trial lawyer who has a proven track record than to be a number or a cog in a wheel of some mass accident firm that has hundreds and hundreds of clients and you are nothing but a number. You are not going to get very good representation and you will not get the best value for your claim.
Unique Attributes Of Attorney Brad Parker And Parker Law Firm In Handling Personal Injury Cases
You are not a number when you walk into the Parker Law Firm. You are a human being with a real problem that has real issues and real consequences. We understand that this process is not natural for you and that you may feel somewhat overwhelmed. We understand and appreciate that upfront. From the day you walk into our law firm you will have a sense of relief, knowing that you have walked into the right place. When you hire us we take over every aspect relating to your personal injury claim so that you can concentrate on getting back on your feet as soon as possible. When you hire us, we take over dealing with your medical providers, the medical billing companies and the insurance companies. We are there to help you every step of the way. You need to be concentrating on getting better, getting your life put back in shape and getting back in order. We take all the problems associated with seeking and getting medical treatment – from billing issues to subrogation and lien matters and everything else in between. We are there not only as your lawyer but as a friend and confidant. Our clients are family to us and we try in every way imaginable to alleviate those issues from your life so that you can concentrate on what is most important — your health.
Additional Information Regarding Personal Injury Claims
One of the things that we always do on all of our personal injury cases and one thing that sets us apart as well is that we negotiate your medical bills, negotiate the liens and negotiate the subrogation interests. Many times, insurance will not cover a particular procedure or treatment or there are deductibles or co-pays that add up. We negotiate with the medical professionals and routinely receive a better rate, a better discount for your medical bills and a better reduction of the lien and subrogation amounts. All too often medical providers attempt to charge a premium because they know it is a car wreck case or a trucking accident and so they bill higher. When you hire the Parker Law Firm, we get involved immediately and start working with these care providers so that you are not getting gouged. We work on your claim in every conceivable way and allow you to concentrate on getting better. At Parker Law Firm, People truly do Matter.
Get the information and legal answers you are seeking by calling (817) 503-9200 today.
Crash Or Accident?
According to Merriam-Webster’s dictionary definition, an accident is a sudden event that is not planned or intended and that causes damage or injury. Whereas, crash: is to hit something hard enough to cause serious damage or destruction. You may be wondering, why does this matter? Well, there has been a growing number of advocates wanting to shift from the use of the word accident. According to some federal, state and local leaders, there is a negative connotation associated with this termed word.
The National Highway Traffic Safety Administration has coined the mission to reduce the number of deaths or injuries on roadways, including drivers, pedestrians and cyclists. In 2014, over 3,000 individuals were killed in distracted driving crashes alone.
Dr. Mark Rosekind, head of the NHTSA, has added his voice on the term accident by stating, “..Language can be everything. In my agency, crash is not an accident.”, while at a driver safety conference earlier this month. He goes on to share that 32, 675 lives were lost on roads in 2014 and that of those lives lost, they were 100% preventable.
In New York, Families for Safe Streets has launched a campaign to begin using “crash” instead of “accident”. These advocates want to focus on the fact that many traffic fatalities are preventable – not inevitable. Roughly 28 state departments of transportation have joined the push to avoid “accident”, when referring to traffic incidents.
Many are still hesitant to change their 100-year-mentality of the term accident. At Parker Law Firm, we believe that people matter. If you or a loved one have been involved in an unfortunate tragedy due to the negligence of another, we are here to help. Give us your trust and call 817-503-9200.
Common Questions About Underinsured / Uninsured Motorists In Texas
What Are The Minimum Insurance Requirements In Texas?
The minimum insurance requirements in Texas are $30,000 per person per incident up to $60,000. That means that each person driving on the road is supposed to have an insurance policy that will pay someone whom they injure up to $30,000. It will also pay if there are two people in the car or even three, four or five, up to $60,000 divided between all the occupants of the vehicle. That is not a lot of money in the scheme of things. Especially if you are seriously injured, and spend much time in the hospital. One of the most beneficial types of insurance that you can have is UI/UIM or Under Insured/Uninsured Motorist Coverage. That is insurance that you buy for yourself and your family that will help pay the bills in the event that the person who hits you does not have enough insurance or they are completely uninsured.
What Types Of Compensation Does Someone Have If They Have Been In An Auto Accident With An Under Insured Or Uninsured Motorist?
Your rights are going to be the same no matter what. The real question will be whether there is the availability of you being able to seek compensation because of the person being uninsured or underinsured? That is why it is so important to have that type of coverage that you purchase for yourself. Unfortunately in Texas, the minimum limits are $30,000. Most drivers who have insurance at all will only have $30,000. Therefore if you are seriously injured, the availability of UI/UIM coverage becomes extremely important. It is amazing how many people are still on the roads that still do not have any insurance what so ever.
If you are seriously injured in an automobile accident, and you do not have uninsured or under-insured motorist coverage, and the at-fault party has no insurance or even minimum limits, then that is all you are going to see from the result of any lawsuit or any claim that has been made. That is why it is imperative to protect yourself against the negligence of other people. Uninsured motorist coverage is some of the cheapest insurance that you can buy. While it may not seem cheap, it is cheaper than most insurance coverages and it is something that you really need to have in the event that you are a loved one is seriously injured in a car crash.
What Should Someone Do If They Discovered That The Other Driver Who Hit Them Does Not Have Insurance Or Is Underinsured? What Are Some Of The Things That They Can Do To Protect Themselves?
The thing that you do to protect yourself is to buy UI/UIM coverage. You are going to have to still establish the liability of the person who hit you and then turn around and make the claim against your own insurance company for UI/UIM coverage to apply. It is not an easy process and most insurance companies will fight their own insured by trying to minimize the claim. They nearly always assert that you were not really hurt, it was a preexisting injury or you are a malingerer. Your own insurance company will often times fight that the other party was not liable for the accident and therefore UI/UIM does not apply. It is a very complicated process and that is another reason why you absolutely need to a hire a board certified personal injury lawyer in order to help you navigate these treacherous waters.
What Are Some Of The Biggest Misunderstandings People Have When It Comes To Someone Who Is Uninsured Or Under-Insured When It Comes To An Accident?
A lot of people think that people that do not have insurance could go to jail. In reality, you cannot put someone in jail for not having insurance. They can and often time do lose their driver’s license, but that is about the extent of it. At the risk of sounding like a broken record, this is again the number one reason you need to buy as much UI/UIM coverage that you can possibly afford – in order to protect yourself against those that are not responsible because if you are involved in a serious car crash, that might be the only insurance available to compensate you for your injuries.
The main misconception is that people really believe that you are supposed to have insurance and they just do not understand that having the minimum amount of insurance is many times not anywhere near enough and that their injuries are going to go uncompensated unless they have protected themselves by buying UI/UIM coverage.
What Generally Are the Outcomes for People in These Under-Insured / Uninsured Auto Accident Cases?
It depends. The real question becomes how much and whether or not it is full or complete recovery. Again, if there is no insurance then there is nothing to be obtained. Notwithstanding, the Parker Law Firm has routinely sued uninsured or under-insured people with the desire of being able to absolutely get them to confirm in writing or under oath that they have no assets, or in the alternative, the fear of the lawsuit sometimes compels them to find hidden money. Imagine that!
It is the idea that they can compensate or get themselves out of this predicament that they are in. On the other hand, there are way too many occasions that have to be explained to the clients because the person who hit them quite frankly does not have any assets that judgment could attach to or insufficient assets. There is nothing an attorney can do for them other than obtain minimum policy limits and go on from there.
However, in those circumstances where there is no or very little insurance, the attorneys at Parker Law Firm work very hard in negotiating with the medical providers who claim that they are owed money to significantly reduce if not waive their medical expenses.
Contact A Texas Car Accident Lawyer Today
Get Answers to Common Questions about Underinsured / Uninsured Motorists in Texas or call the Parker Law Firm for a Complimentary Personal Injury Strategy Session at (817) 503-9200 and get the information and legal answers you’re seeking.
Why Would You Need An Attorney To Handle Your Car Accident Case?
Do People Even Need An Attorney If They Had A Collision? Can They Just Go To Their Insurance and Let Them Handle Everything?
Most people involved in a car crash that was not their fault almost always need an attorney to obtain a fair settlement if they are seriously hurt. Their insurance carrier will not handle it for them. They will handle your property damage, assuming that you bought collision coverage. They will go ahead and take care of your car and if they believe that the other party is responsible, they will go ahead take care of getting reimbursements for the property damage from the at-fault party’s insurance company. However, if you have been seriously injured, your insurance company is not going to pay you for your injuries unless the other side is liable; they pay their policy limits; and you have UI/UIM coverage. And then they are going to fight you on it. Your insurance company is just like the other person’s insurance company when it comes to personal injury cases. They do not want to pay them. They want to make certain that they pay as little as possible on the claim. Therefore, you should hire an attorney board certified in personal injury trial law in order to make all of the insurance companies pay in the way they are supposed to.
Can Someone Handle The Case On Their Own?
The answer to that question is sure, you can do that. You can even try and fly an airplane on your own, but do you really want to do something that you do not know how to do. You have to keep in mind that processing these claims is not easy. It is a complicated intricate system that you are unfamiliar with unless you are in the industry, unless you are a lawyer, or unless you are an insurance adjuster. Moreover, the people that you will be dealing with are professionals. They know what they are doing. They handle these claims every day. More importantly, many people do not understand that even if the insurance company is willing to write you a check tomorrow for any kind of medical bills, you have what is called subrogation interests or hospital liens that need to be satisfied. And if you do not take care of those, you may find yourself being a defendant; being sued by your health care insurance company or the hospital seeking the amount of money that you just recovered to pay them back. That is why it is so important to get an attorney. Half the time, attorneys spend more time negotiating the subrogation and lien interests than they do actually getting the money. It is one thing to get the money and it is another thing to keep the money and you need legal help to do both. That is why it is so important to at least consult with a board certified personal injury attorney if you have been involved in a significant car crash that was not your fault.
It is important to Hire an Auto Accident Attorney If You Have Been in an Auto Accident. Call the Parker Law Firm for a Complimentary Personal Injury Strategy Session Evaluation at (817) 503-9200 and get the information and legal answers you’re seeking.
What Is A Personal Injury Claim?
At its simplest and broadest, a personal injury claim is a legal case where another party is presented as liable for damages you’ve suffered, and it’s a claim that seeks financial compensation from them (or their insurance companies). This type of legal proceeding is also known as a “tort.” Injury torts hold “tortfeasors” (those who caused damages to you) accountable for negligence and recklessness, as well as deliberate actions that knowingly caused damages.
Injury claims are a broad area of the law, and they include (but are not limited to):
- Trucking/car accident claims
- Premises liability claims
- Dog bites claims
- Burn injury claims
- Product liability injury claims
- Any serious injury caused by the negligence of another
Personal injury claims are genuinely useful and beneficial to those who do not have the resources to pay for their own medical care, lost wages, or lowered earning potential. Brad Parker has been fighting for injury victims in Fort Worth since 1985.
In that time, our Fort Worth personal injury lawyers have helped thousands of people with severe injuries, tragic stories, and heartbreaking circumstances. Many of them were unable to pay for the medical care they desperately needed. Our work has helped countless people receive the resources to fully heal and recover from their injuries—both mental and physical.
The Steps You Need to Take
If you’ve been injured, the steps you need to take before filing a claim are fairly simple, but they require vigilance. For example, those who have been in a car accident need to make sure they record the circumstances of their collision as soon as possible after an accident (whenever possible).
In general, the steps to take immediately after an accident are:
- Seek immediate medical attention
- If possible, record relevant details (time, nature of accident, physical surroundings)
- Take photos of injury, damages, and scene of accident
Call a personal injury lawyer in Fort Worth
- Seek treatment for your injuries on a regular basis
- Keep all medical records and expense receipts
If you did not have a chance to record or photograph the details of your accident, that’s okay—skilled personal injury attorneys have the resources to conduct their own investigation into your case. The Parker Law Firm has a history and a reputation for building cases that present our clients’ stories with verifiable facts and details, which are vital to presenting your story to the courts.
What Do Personal Injury Claims Provide
Claims, at the bare minimum, provide people with the resources to recover from their injuries. That includes reimbursement for past medical costs and payment for anticipated medical costs in the future, both short and long term. As a result, it goes without saying that injury claims require that plaintiffs have genuine physical, mental, or neurological damage. However, in more severe cases, injury claims can provide for much more than medical recovery.
Injury claims have been known to provide our clients with:
- Reimbursement for lost wages
- Payment for lost earning potential
- Home renovations for permanent disability
- Compensation for emotional pain and suffering
- Punitive damages (for gross negligence or wrongful death)
Why Personal Injury Claims Matter
Injury claims allow regular, everyday people to have access to justice. When a car manufacturer, a construction firm, an insurance corporation, or any large company does not act responsibly and causes people severe injuries, the law gives them the power to hold them accountable. No other social or political tool gives individuals that same ability. Personal injury law is an equalizing force, forcing reckless or negligent people to face the results of their actions, no matter how large or well-prepared they are.
Seek justice with our firm—call (817) 503-9200 today for a Complimentary Strategy Session about your injury.